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Mortgage, real estate, insurance, and tax thinking from Dr. Kareem Tannous and the Alliance team. Short, practical, no fluff.
Why your APR isn't your rate (and why the difference matters)
Note rate is what you pay monthly on. APR folds in origination, points, and processing to express the all-in cost. Here's how to read a Loan Estimate without getting confused.
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DSCR loans: qualifying on rent instead of W-2s
If you're buying investment property and your tax returns show strategic losses, DSCR loans qualify you on the property's cash flow — not your income. Here's when they make sense.
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The SALT cap, 2026 sunset risk, and your mortgage-interest deduction
The $10k SALT deduction cap from the 2017 TCJA expires at end of 2025 unless Congress extends it. What that means for high-property-tax states and your refi decision.
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The Alliance 7-Step Ownership SYSTEMSs™ — a walkthrough
What actually happens between "I want to buy a house" and the wire leaving escrow. A walkthrough of our 7-step process from discovery through stewardship.
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